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Aselhu n tkarust deg Lezzayer
Aselhu n tkarust

Aselhu n tkarust deg Lezzayer

Aselhu n tkeṛṛust deg Lezzayer yettwabna ɣef wazal n tkeṛṛust, tafrara n umdan, aqeṭṭu n yal ayyur d tewtilin n bank. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.

Aḥraz seg ttḥila

Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.

Amek banka tessemras tazmert n ussuli?

Nisba n uselhu temgarad seg uferdis ɣer wayeḍ; ihi aḥsab n wayen ara yefɣen seg umdan ilaq ad yili uqbel. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Tiwtilin s tira n umselhu i d amekti uqbel reklama.

Asenqed n ufaylu

Yal aferdis ilaq ad yesɛu anamek i budjet neɣ i lqrar n banka, mačči awal amatu kan. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Budjet ilaq ad yeǧǧ amkan i yisurifen ur nettwaṛǧi ara.

Tadrimt tamezwarut

Mourabaha, Ijara, Salam d Moucharaka ur sɛin ara yiwet n tɣessa; senqed kontrat mačči isem kan. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli.

Aseǧhed n ufaylu

Mensualité kan ur teffiɣ ara i usenqed; ilaq ad tettwaḥseb tadrimt tummidt ara yettwaxedmen. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Simulation online mačči d lqebul n uselhu.

Simulation d lqebul

Lkelfa tummidt tesdukkel taux neɣ marge, frais, assurance d ḍmana. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Tiwtilin s tira n umselhu i d amekti uqbel reklama.

Ussuli yal aggur

Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Simulation online mačči d lqebul n uselhu.

Anwa i yezmer ad yessuter?

Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Yal tawtilt tagejdant ilaq ad tili deg isemli unṣib i nezmer ad nesneqed.

Isemliyen ilaqen

Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Tifrat tamezwarut d ayen i d-yettwabeyyinen deg kontrat, facture neɣ tarification unṣibt. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.

Aserreḥ n tedrimt

Ameskar n uḥsab yettak amedya kan, ma d lqrar n taggara yella seld asenqed n ufaylu. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Simulation online mačči d lqebul n uselhu.

Tiririt uqbel

Ameskar n uḥsab yettak amedya kan, ma d lqrar n taggara yella seld asenqed n ufaylu. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Aḥsab ilaq ad yettwales ma ibeddel wazal, wakud neɣ revenu.

Fren s leɛqel

Yal azal deg usuter ilaq ad yesɛu isemli: revenu, facture neɣ aqerḍas n usenfar. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Simulation online mačči d lqebul n uselhu.

Ma yella ulac asali

Tifrat mačči d lɛehd n lqebul s lemɣawla; ilaq ad nesenqes risk n ufaylu. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.

Iberdan-nniḍen

Akud n tiririt ilaq ad yemṣada d wakud n idrimen i d-keččmen, mačči d maximum kan. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Budjet ilaq ad yeǧǧ amkan i yisurifen ur nettwaṛǧi ara.

Senqed tiwtilin

Ur ttxelliṣ ara yiwen ur nettwassen ara i lɛehd n kredit; agrément d tansa unṣibt ilaq ad ttwasneqden. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.

D acu-t uselhu-a?

Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.

Lkelfa d lmasarif

Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.

Ɣer aqerḍas

Aqbal yecudd ɣer tiwtilin n aferdis: tinezduɣt, leɛmer d idrimen; plafond n reklama ur d-yemmal ara lqebul. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.

Idrimen i d-keččmen

Nisba n uselhu temgarad seg uferdis ɣer wayeḍ; ihi aḥsab n wayen ara yefɣen seg umdan ilaq ad yili uqbel.

Azal i iwatan

Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Simulation online mačči d lqebul n uselhu.

Ḍmana i yezmer ad tettusuter

Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Aḥsab ilaq ad yettwales ma ibeddel wazal, wakud neɣ revenu. Tiwtilin s tira n umselhu i d amekti uqbel reklama.

Akud n ussuli

Tazmert n ussuli tettwaḥsab seld leɛtab yellan, yerna mensualité ilaq ad teǧǧ amkan i yisurifen n yal ass. Simulation online mačči d lqebul n uselhu.

Asnemhel n tibanka

Akud n tiririt ilaq ad yemṣada d wakud n idrimen i d-keččmen, mačči d maximum kan. Simulation online mačči d lqebul n uselhu.

Asuter deg agence neɣ online

Deg finance islamique ilaq ad nettwassen kontrat s tidet: anwa i yesɛan ayla d wamek tettwaḥsab marge neɣ loyer. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli.

Melmi ur ilaq ara uselhu?

Afaylu ilaq ad yesken tamagit, idrimen d yiswi n uselhu s yisemliyen i nezmer ad nesneqed. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Simulation online mačči d lqebul n uselhu.

Isumar unṣiben i usnemhel

Asenqed n «Isumar unṣiben i usnemhel» deg Aselhu n tkarust deg Lezzayer yessefk ad ibedd ɣef Asebter unṣib; s wakka tzemreḍ ad tferneḍ gar tewtilin i d-yettwaseknen s wudem unṣib.

BankaTalɣutAsaɣ
CPA – C’PLUS AUTOjusqu’à 90 % selon l’éligibilité; apport minimal publié de 10 %; véhicule neuf produit/assemblé en AlgérieAsebter unṣib
BNA – Crédit Motojusqu’à 85 % du prix; durée jusqu’à 36 mois; conditions de revenu publiéesAsebter unṣib
BNA – simulateursoutils officiels auto, immobilier et confortAsebter unṣib
Al Salam Bank Algeria – véhiculefinancement conforme à la charia, 12 à 60 mois, mensualités ≤30 % des revenus selon la page produitAsebter unṣib
BEA – conditions de banquecrédit consommation véhicule/motocycle et conditions tarifaires publiéesAsebter unṣib

Tiɣbula n tibanka i icudden ɣer usentel

I wakken ad tesneqdeḍ «Tiɣbula n tibanka i icudden ɣer usentel» deg Aselhu n tkarust deg Lezzayer, wali Asebter unṣib d BNP Paribas El Djazaïr – auto; dinna ara tafeḍ tiwtilin i d-yettwaseknen i wanaw-a n uselhu, mačči talɣa tamatut i yal akredḍi.

BNP Paribas El Djazaïr – autoAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNA – Crédit MotoAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.CPA – C’PLUS AUTOAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.CPA – e-TamwilAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.Al Baraka Bank Algérie – Mourabaha autoAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.