Amek banka tessemras tazmert n ussuli?
Asnemhel ilaq ad yili gar iferdisen i d-yettwasuffeɣen, mačči gar yismawen n tbanki kan.
Aserreḥ n tedrimt
Yal aferdis ilaq ad yesɛu anamek i budjet neɣ i lqrar n banka, mačči awal amatu kan. Isemliyen n ufaylu ilaq ad sɛun imḍanen yemṣadan.
Tiririt uqbel
Senqed ma aferdis mazal yeldi s tidet acku tiwtilin zemrent ad beddlen neɣ ad yeḥbes usumer. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Akud n ussuli
Mourabaha, Ijara, Salam d Moucharaka ur sɛin ara yiwet n tɣessa; senqed kontrat mačči isem kan. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Ɣer aqerḍas
Lkelfa tummidt tesdukkel taux neɣ marge, frais, assurance d ḍmana. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Aḥraz seg ttḥila
Asnemhel yelhan yesɛa yiwen n wazal d yiwen n wakud i yisumar akk; simulation mačči d lqebul n banka. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
D acu-t uselhu-a?
I wakken ad tesneqdeḍ «D acu-t uselhu-a?» deg Tibanka tizayriyin d yisumar n uselhu, wali Asebter unṣib d Banque d’Algérie – notes et publications; dinna ara tafeḍ tiwtilin i d-yettwaseknen i wanaw-a n uselhu, mačči talɣa tamatut i yal akredḍi.
Aseǧhed n ufaylu
Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Tiririt tagejdant seg agence yelha ad tettwasentem s tira.
Senqed tiwtilin
Ilaq ad nettwassen ma d banka, établissement financier neɣ intermédiaire acku tawuri d leɛtab ur mgaraden ara. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Idrimen i d-keččmen
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Ma yella ulac asali
Mensualité kan ur teffiɣ ara i usenqed; ilaq ad tettwaḥseb tadrimt tummidt ara yettwaxedmen. Simulation online mačči d lqebul n uselhu.
Anwa i yezmer ad yessuter?
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Leɛtab yellan ilaq ad yettwaḥseb uqbel dduyn amaynut.
Asuter deg agence neɣ online
Lkelfa tummidt tesdukkel taux neɣ marge, frais, assurance d ḍmana. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Budjet ilaq ad yesdukkel isurifen-nniḍen ur nettwafinancer ara.
Lkelfa d lmasarif
Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Ussuli yal aggur
Deg Tibanka tizayriyin d yisumar n uselhu, aḥric «Ussuli yal aggur» ilaq ad yettwasenqed s Asebter unṣib d Banque d’Algérie – notes et publications, acku isebtar-a i d-yemmalen ayen i d-ttawin s wudem unṣib ɣef tewtilin d leqdic.
Asnemhel n tibanka
Asnemhel ilaq ad yili gar iferdisen i d-yettwasuffeɣen, mačči gar yismawen n tbanki kan. Accord de principe mačči d offre contractuelle n taggara.
Iberdan-nniḍen
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Lqrar n taggara d win n umselhu seld asenqed n ufaylu.
Isemliyen ilaqen
Uqbel asezmel, senqed tiririt uqbel, retard, ḍmana d kra n lkelfa nniḍen. Budjet ilaq ad yeǧǧ amkan i yisurifen ur nettwaṛǧi ara.
Fren s leɛqel
Ma yella ugur, ḥrez isemliyen d yizen yerna seqdec tarrayt unṣibt n réclamation. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Asenqed n ufaylu
Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Simulation d lqebul
Asmel internet kan ur d-yemmal ara belli amselhu yettwaqbel s yilugan. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Azal i iwatan
Afaylu ilaq ad yesken tamagit, idrimen d yiswi n uselhu s yisemliyen i nezmer ad nesneqed. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Ḍmana i yezmer ad tettusuter
Asebter aqbur ur d-yemmal ara belli usumer mazal yella; sseqsi tansa unṣibt n umselhu. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Tadrimt tamezwarut
Asnemhel ilaq ad yili gar iferdisen i d-yettwasuffeɣen, mačči gar yismawen n tbanki kan. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Melmi ur ilaq ara uselhu?
Ilaq ad nettwassen ma d banka, établissement financier neɣ intermédiaire acku tawuri d leɛtab ur mgaraden ara. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Isemliyen ilaq ad sɛun imḍanen yemṣadan gar-asen.
Isumar unṣiben i usnemhel
Deg Tibanka tizayriyin d yisumar n uselhu, aḥric «Isumar unṣiben i usnemhel» ilaq ad yettwasenqed s Asebter unṣib, acku isebtar-a i d-yemmalen ayen i d-ttawin s wudem unṣib ɣef tewtilin d leqdic.
| Banka | Talɣut | Asaɣ |
|---|---|---|
| Banque d’Algérie | loi monétaire et bancaire et réglementation du secteur | Asebter unṣib |
| BNA | banque publique et gamme de financements | Asebter unṣib |
| CPA | banque publique et solutions particuliers/professionnels | Asebter unṣib |
| BDL | banque publique et solutions de financement | Asebter unṣib |
| BEA | banque publique, particuliers et entreprises | Asebter unṣib |
Tiɣbula n tibanka i icudden ɣer usentel
I «Tiɣbula n tibanka i icudden ɣer usentel», Asebter unṣib d Banque d’Algérie – notes et publications d imukan i ilaq ad tettwaliḍ uqbel asuter; aya ad k-yeǧǧ ad tesmenyifeḍ talɣut i d-yettwanan ɣef Tibanka tizayriyin d yisumar n uselhu.
Banque d’Algérie – notes et publicationsAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.Al Baraka Bank Algérie – Mourabaha autoAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNP Paribas El Djazaïr – consommationAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNA – financementsAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.Banque d’Algérie – cadre réglementaireAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.