Asnemhel n tibanka
Deg finance islamique ilaq ad nettwassen kontrat s tidet: anwa i yesɛan ayla d wamek tettwaḥsab marge neɣ loyer. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Aserreḥ n tedrimt
Asmel internet kan ur d-yemmal ara belli amselhu yettwaqbel s yilugan. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli.
Azal i iwatan
Mensualité kan ur teffiɣ ara i usenqed; ilaq ad tettwaḥseb tadrimt tummidt ara yettwaxedmen. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Lkelfa d lmasarif
Senqed ma aferdis mazal yeldi s tidet acku tiwtilin zemrent ad beddlen neɣ ad yeḥbes usumer. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Ɣer aqerḍas
Kontrat i d amekti n wazal, akud, frais d ḍmana; publicité ur t-teṭṭef ara deg umḍiq-is. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli.
Ḍmana i yezmer ad tettusuter
Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Tiririt tagejdant seg agence yelha ad tettwasentem s tira.
Idrimen i d-keččmen
Ma yella uggi, ilaq ad tettwassen sebba: revenu, leɛtab, isemliyen neɣ tiwtilin ur nemṣada ara. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.
Akud n ussuli
Mourabaha, Ijara, Salam d Moucharaka ur sɛin ara yiwet n tɣessa; senqed kontrat mačči isem kan.
Amek banka tessemras tazmert n ussuli?
Deg finance islamique ilaq ad nettwassen kontrat s tidet: anwa i yesɛan ayla d wamek tettwaḥsab marge neɣ loyer. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Aḥraz seg ttḥila
Deg finance islamique ilaq ad nettwassen kontrat s tidet: anwa i yesɛan ayla d wamek tettwaḥsab marge neɣ loyer. Yelha ad neḥrez anɣel azemzan n tiwtilin i nesseqdec deg usnemhel.
Melmi ur ilaq ara uselhu?
Mensualité kan ur teffiɣ ara i usenqed; ilaq ad tettwaḥseb tadrimt tummidt ara yettwaxedmen. Aḥsab ilaq ad yettwales ma ibeddel wazal, wakud neɣ revenu.
Asenqed n ufaylu
Hypothèque, caution d assurance ur sɛin ara yiwen n wazal neɣ yiwet n talast; senqed-iten uqbel asezmel. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Budjet ilaq ad yeǧǧ amkan i yisurifen ur nettwaṛǧi ara.
Iberdan-nniḍen
Ḍmana ilaq ad temṣada d uselhu yerna ad tettwassen melmi ara tfakk. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Simulation d lqebul
Afaylu ilaq ad yesken tamagit, idrimen d yiswi n uselhu s yisemliyen i nezmer ad nesneqed. Budjet ilaq ad yeǧǧ amkan i yisurifen ur nettwaṛǧi ara.
Anwa i yezmer ad yessuter?
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Abeddel n wakud ibeddel mensualité d lkelfa tummidt.
Asuter deg agence neɣ online
Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Yal ḍmana ilaq ad tettwafhem uqbel asezmel.
Fren s leɛqel
Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Lqrar n taggara d win n umselhu seld asenqed n ufaylu.
Ussuli yal aggur
Mourabaha, Ijara, Salam d Moucharaka ur sɛin ara yiwet n tɣessa; senqed kontrat mačči isem kan. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Isemliyen ilaqen
Deg finance islamique ilaq ad nettwassen kontrat s tidet: anwa i yesɛan ayla d wamek tettwaḥsab marge neɣ loyer. Yelha ad neḥrez anɣel azemzan n tiwtilin i nesseqdec deg usnemhel. Aferdis-a ilaq ad yettwasentem uqbel asezmel ɣer umselhu.
Ma yella ulac asali
Deg finance islamique ilaq ad nettwassen kontrat s tidet: anwa i yesɛan ayla d wamek tettwaḥsab marge neɣ loyer. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Yelha ad neḥrez anɣel azemzan n tiwtilin i nesseqdec deg usnemhel.
Tiririt uqbel
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Ilaq ad nettwassen ma aferdis mazal yeldi deg wass n usuter.
Tadrimt tamezwarut
Ameskar n uḥsab yettak amedya kan, ma d lqrar n taggara yella seld asenqed n ufaylu. Simulation online mačči d lqebul n uselhu.
Aseǧhed n ufaylu
Uqbel asezmel, senqed tiririt uqbel, retard, ḍmana d kra n lkelfa nniḍen. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Budjet ilaq ad yeǧǧ amkan i yisurifen ur nettwaṛǧi ara.
D acu-t uselhu-a?
Uqbel asezmel, senqed tiririt uqbel, retard, ḍmana d kra n lkelfa nniḍen. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Azemz n talɣut ilaq ad yettwasenqed uqbel aseɣẓan n ufaylu.
Senqed tiwtilin
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Abeddel n wakud ibeddel mensualité d lkelfa tummidt.
Isumar unṣiben i usnemhel
I wakken ad tesneqdeḍ «Isumar unṣiben i usnemhel» deg Aselhu islami deg Lezzayer, wali Asebter unṣib; dinna ara tafeḍ tiwtilin i d-yettwaseknen i wanaw-a n uselhu, mačči talɣa tamatut i yal akredḍi.
| Banka | Talɣut | Asaɣ |
|---|---|---|
| Al Salam Bank Algeria | financements conformes à la charia pour particuliers et professionnels | Asebter unṣib |
| Al Salam – financement véhicule | vente à tempérament/financement automobile conforme à la charia | Asebter unṣib |
| CPA – e-Tamwil islamique | Mourabaha, Ijara et financements islamiques accessibles via e-Tamwil | Asebter unṣib |
| Banque d’Algérie – règlement 2020-02 | cadre des opérations de banque relevant de la finance islamique | Asebter unṣib |
| BNA – finance islamique | gamme de financements islamiques de la banque | Asebter unṣib |
Tiɣbula n tibanka i icudden ɣer usentel
I «Tiɣbula n tibanka i icudden ɣer usentel», Asebter unṣib d Al Salam Bank Algeria – LPA/LPP/LSP/LPL d imukan i ilaq ad tettwaliḍ uqbel asuter; aya ad k-yeǧǧ ad tesmenyifeḍ talɣut i d-yettwanan ɣef Aselhu islami deg Lezzayer.
Al Salam Bank Algeria – LPA/LPP/LSP/LPLAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.Al Salam Bank Algeria – financement immobilierAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.Banque d’Algérie – cadre réglementaireAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.CPA – e-TamwilAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.CPA – Mourabaha Aqar non-résidentsAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.