Lkelfa d lmasarif
Yal aferdis ilaq ad yesɛu anamek i budjet neɣ i lqrar n banka, mačči awal amatu kan. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Tiririt tagejdant seg agence yelha ad tettwasentem s tira.
Tiririt uqbel
Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Abeddel n wakud ibeddel mensualité d lkelfa tummidt.
Idrimen i d-keččmen
Yal aferdis ilaq ad yesɛu anamek i budjet neɣ i lqrar n banka, mačči awal amatu kan. Ilaq ad nettwassen ma aferdis mazal yeldi deg wass n usuter.
Amek banka tessemras tazmert n ussuli?
Akud ameqqran yezmer ad yesenqes mensualité maca ad yesɣezef leɛtab d lkelfa tummidt. Simulation online mačči d lqebul n uselhu.
Aḥraz seg ttḥila
Tifrat mačči d lɛehd n lqebul s lemɣawla; ilaq ad nesenqes risk n ufaylu. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.
Aseǧhed n ufaylu
Yal azal deg usuter ilaq ad yesɛu isemli: revenu, facture neɣ aqerḍas n usenfar. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Ilaq ad nettwassen ma aferdis mazal yeldi deg wass n usuter.
Akud n ussuli
Yal azal deg usuter ilaq ad yesɛu isemli: revenu, facture neɣ aqerḍas n usenfar. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Lqrar n taggara d win n umselhu seld asenqed n ufaylu.
Asuter deg agence neɣ online
Ma yella uggi, ilaq ad tettwassen sebba: revenu, leɛtab, isemliyen neɣ tiwtilin ur nemṣada ara. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Revenu yettwaḥesben ilaq ad yettwabeyyen s yisemliyen imaynuten.
Fren s leɛqel
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Tiririt tagejdant seg agence yelha ad tettwasentem s tira.
Ussuli yal aggur
Asenqed ibeddu s yisemliyen, sakin tazmert n ussuli d usenfar, uqbel lqrar d usekcem n tedrimt. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.
Iberdan-nniḍen
Akud n tiririt ilaq ad yemṣada d wakud n idrimen i d-keččmen, mačči d maximum kan. Yal ḍmana ilaq ad tettwafhem uqbel asezmel.
Tadrimt tamezwarut
Akud ameqqran yezmer ad yesenqes mensualité maca ad yesɣezef leɛtab d lkelfa tummidt. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Azal yettwasutren ilaq ad icudd ɣer usurif i yettwasenqed.
Anwa i yezmer ad yessuter?
Tifrat mačči d lɛehd n lqebul s lemɣawla; ilaq ad nesenqes risk n ufaylu. Azal yettwasutren ilaq ad icudd ɣer usurif i yettwasenqed.
Melmi ur ilaq ara uselhu?
Asnemhel yelhan yesɛa yiwen n wazal d yiwen n wakud i yisumar akk; simulation mačči d lqebul n banka. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Budjet ilaq ad yeǧǧ amkan i yisurifen ur nettwaṛǧi ara.
Ma yella ulac asali
Asnemhel yelhan yesɛa yiwen n wazal d yiwen n wakud i yisumar akk; simulation mačči d lqebul n banka. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Isemliyen ilaq ad sɛun imḍanen yemṣadan gar-asen.
Aserreḥ n tedrimt
Kontrat i d amekti n wazal, akud, frais d ḍmana; publicité ur t-teṭṭef ara deg umḍiq-is. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Azal i iwatan
Tikwal asenqes n wazal neɣ aǧǧu n kra n usurif yelhan ugar n usɣezef n kredit. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Azal yettwasutren ilaq ad icudd ɣer usurif i yettwasenqed.
Isemliyen ilaqen
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Accord de principe mačči d offre contractuelle n taggara.
Ɣer aqerḍas
Ur ttxelliṣ ara yiwen ur nettwassen ara i lɛehd n kredit; agrément d tansa unṣibt ilaq ad ttwasneqden. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Revenu yettwaḥesben ilaq ad yettwabeyyen s yisemliyen imaynuten.
Senqed tiwtilin
Yal azal deg usuter ilaq ad yesɛu isemli: revenu, facture neɣ aqerḍas n usenfar. Tiririt tagejdant seg agence yelha ad tettwasentem s tira.
Ḍmana i yezmer ad tettusuter
Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Aḥsab ilaq ad yettwales ma ibeddel revenu neɣ azal n usenfar.
Asenqed n ufaylu
Aqbal yecudd ɣer tiwtilin n aferdis: tinezduɣt, leɛmer d idrimen; plafond n reklama ur d-yemmal ara lqebul. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Asnemhel n tibanka
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Accord de principe mačči d offre contractuelle n taggara.
Simulation d lqebul
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Tiririt tagejdant seg agence yelha ad tettwasentem s tira.
D acu-t uselhu-a?
Tazmert n ussuli tettwaḥsab seld leɛtab yellan, yerna mensualité ilaq ad teǧǧ amkan i yisurifen n yal ass. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Accord de principe mačči d offre contractuelle n taggara.
Tiɣbula n tibanka i icudden ɣer usentel
I wakken ad tesneqdeḍ «Tiɣbula n tibanka i icudden ɣer usentel» deg Prêt sur gage deg Lezzayer, wali Banque d’Algérie – cadre réglementaire d BNA – financements; dinna ara tafeḍ tiwtilin i d-yettwaseknen i wanaw-a n uselhu, mačči talɣa tamatut i yal akredḍi.
Banque d’Algérie – cadre réglementaireAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNA – financementsAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.CPA – C’PLUS CONSOAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNP Paribas El Djazaïr – consommationAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.CPA – e-TamwilAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.