Idrimen i d-keččmen
Ma yella uggi, ilaq ad tettwassen sebba: revenu, leɛtab, isemliyen neɣ tiwtilin ur nemṣada ara. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Abeddel n wakud ibeddel mensualité d lkelfa tummidt.
Lkelfa d lmasarif
Asenqed ibeddu s yisemliyen, sakin tazmert n ussuli d usenfar, uqbel lqrar d usekcem n tedrimt. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Budjet ilaq ad yeǧǧ amkan i yisurifen ur nettwaṛǧi ara.
Asnemhel n tibanka
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Isemliyen n ufaylu ilaq ad sɛun imḍanen yemṣadan.
Amek banka tessemras tazmert n ussuli?
Afaylu ilaq ad yesken tamagit, idrimen d yiswi n uselhu s yisemliyen i nezmer ad nesneqed. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Abeddel n wakud ibeddel mensualité d lkelfa tummidt.
Isemliyen ilaqen
Tifrat mačči d lɛehd n lqebul s lemɣawla; ilaq ad nesenqes risk n ufaylu. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Azal yettwasutren ilaq ad icudd ɣer usurif i yettwasenqed.
Aḥraz seg ttḥila
Asenqed ibeddu s yisemliyen, sakin tazmert n ussuli d usenfar, uqbel lqrar d usekcem n tedrimt. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Accord de principe mačči d offre contractuelle n taggara.
Anwa i yezmer ad yessuter?
Akud n tiririt ilaq ad yemṣada d wakud n idrimen i d-keččmen, mačči d maximum kan. Revenu yettwaḥesben ilaq ad yettwabeyyen s yisemliyen imaynuten.
Iberdan-nniḍen
Apport yesenqas azal ara d-yettwasekcem s kredit, yerna ilaq ad yili d ayen i nezmer ad nesken ma tella tarrayt. Simulation online mačči d lqebul n uselhu.
Aseǧhed n ufaylu
Asenqed ibeddu s yisemliyen, sakin tazmert n ussuli d usenfar, uqbel lqrar d usekcem n tedrimt. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Yelha ad neḥrez anɣel azemzan n tiwtilin i nesseqdec deg usnemhel.
D acu-t uselhu-a?
Afaylu ilaq ad yesken tamagit, idrimen d yiswi n uselhu s yisemliyen i nezmer ad nesneqed. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Yelha ad neḥrez anɣel azemzan n tiwtilin i nesseqdec deg usnemhel.
Asenqed n ufaylu
Hypothèque, caution d assurance ur sɛin ara yiwen n wazal neɣ yiwet n talast; senqed-iten uqbel asezmel. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Ilaq ad nettwassen ma aferdis mazal yeldi deg wass n usuter.
Ma yella ulac asali
Ḍmana ilaq ad temṣada d uselhu yerna ad tettwassen melmi ara tfakk. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.
Tadrimt tamezwarut
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Leɛtab yellan ilaq ad yettwaḥseb uqbel dduyn amaynut.
Ussuli yal aggur
Uqbel asezmel, senqed tiririt uqbel, retard, ḍmana d kra n lkelfa nniḍen. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Azal yettwasutren ilaq ad icudd ɣer usurif i yettwasenqed.
Ḍmana i yezmer ad tettusuter
Tifrat mačči d lɛehd n lqebul s lemɣawla; ilaq ad nesenqes risk n ufaylu. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Isemliyen ilaq ad sɛun imḍanen yemṣadan gar-asen.
Aserreḥ n tedrimt
Asenqed ibeddu s yisemliyen, sakin tazmert n ussuli d usenfar, uqbel lqrar d usekcem n tedrimt. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Yal tawtilt tagejdant ilaq ad tili deg isemli unṣib i nezmer ad nesneqed.
Tiririt uqbel
Ur ttxelliṣ ara yiwen ur nettwassen ara i lɛehd n kredit; agrément d tansa unṣibt ilaq ad ttwasneqden. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.
Fren s leɛqel
Mensualité kan ur teffiɣ ara i usenqed; ilaq ad tettwaḥseb tadrimt tummidt ara yettwaxedmen. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Abeddel n wakud ibeddel mensualité d lkelfa tummidt.
Ɣer aqerḍas
Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Ilaq ad nettwassen ma aferdis mazal yeldi deg wass n usuter.
Azal i iwatan
Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Accord de principe mačči d offre contractuelle n taggara.
Melmi ur ilaq ara uselhu?
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Isemliyen n ufaylu ilaq ad sɛun imḍanen yemṣadan.
Senqed tiwtilin
Yal aferdis ilaq ad yesɛu anamek i budjet neɣ i lqrar n banka, mačči awal amatu kan. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Isemliyen n ufaylu ilaq ad sɛun imḍanen yemṣadan.
Akud n ussuli
Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Ilaq ad nettwassen ma aferdis mazal yeldi deg wass n usuter.
Asuter deg agence neɣ online
Afaylu ilaq ad yesken tamagit, idrimen d yiswi n uselhu s yisemliyen i nezmer ad nesneqed. Abeddel n wakud ibeddel mensualité d lkelfa tummidt.
Simulation d lqebul
Yal aferdis ilaq ad yesɛu anamek i budjet neɣ i lqrar n banka, mačči awal amatu kan. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Isemliyen ilaq ad sɛun imḍanen yemṣadan gar-asen. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Tiɣbula n tibanka i icudden ɣer usentel
I wakken ad tesneqdeḍ «Tiɣbula n tibanka i icudden ɣer usentel» deg Rachat de crédit deg Lezzayer, wali BNP Paribas El Djazaïr – consommation d CPA – C’PLUS CONSO; dinna ara tafeḍ tiwtilin i d-yettwaseknen i wanaw-a n uselhu, mačči talɣa tamatut i yal akredḍi.
BNP Paribas El Djazaïr – consommationAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.CPA – C’PLUS CONSOAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNA – financementsAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.Banque d’Algérie – cadre réglementaireAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNA – simulateursAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.