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Centrale des risques bancaires deg Lezzayer
Tibanka d unagraw

Centrale des risques bancaires deg Lezzayer

Asebter-a yessegza tawuri n tibanka d yilugan i yesbedden aselhu deg Lezzayer. Abeddel n wakud ibeddel mensualité d lkelfa tummidt.

Idrimen i d-keččmen

Asnemhel ilaq ad yili gar iferdisen i d-yettwasuffeɣen, mačči gar yismawen n tbanki kan. Tiririt tagejdant seg agence yelha ad tettwasentem s tira.

Aseǧhed n ufaylu

Yal aferdis ilaq ad yesɛu anamek i budjet neɣ i lqrar n banka, mačči awal amatu kan. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Simulation online mačči d lqebul n uselhu.

Ma yella ulac asali

Senqed ma aferdis mazal yeldi s tidet acku tiwtilin zemrent ad beddlen neɣ ad yeḥbes usumer. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.

Aḥraz seg ttḥila

Deg finance islamique ilaq ad nettwassen kontrat s tidet: anwa i yesɛan ayla d wamek tettwaḥsab marge neɣ loyer. Yal ḍmana ilaq ad tettwafhem uqbel asezmel.

Tiririt uqbel

Mensualité kan ur teffiɣ ara i usenqed; ilaq ad tettwaḥseb tadrimt tummidt ara yettwaxedmen. Aḥsab ilaq ad yettwales ma ibeddel revenu neɣ azal n usenfar.

Azal i iwatan

Ilaq ad nettwassen ma d banka, établissement financier neɣ intermédiaire acku tawuri d leɛtab ur mgaraden ara. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Simulation online mačči d lqebul n uselhu.

Simulation d lqebul

Mensualité kan ur teffiɣ ara i usenqed; ilaq ad tettwaḥseb tadrimt tummidt ara yettwaxedmen. Lqrar n taggara d win n umselhu seld asenqed n ufaylu.

Anwa i yezmer ad yessuter?

Mensualité kan ur teffiɣ ara i usenqed; ilaq ad tettwaḥseb tadrimt tummidt ara yettwaxedmen. Tifrat tamezwarut d ayen i d-yettwabeyyinen deg kontrat, facture neɣ tarification unṣibt.

Aserreḥ n tedrimt

Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Kontrat ilaq ad yesken frais n retard neɣ tiririt uqbel taggara. Tiwtilin s tira n umselhu i d amekti uqbel reklama.

Iberdan-nniḍen

Asnemhel yelhan yesɛa yiwen n wazal d yiwen n wakud i yisumar akk; simulation mačči d lqebul n banka. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.

Tadrimt tamezwarut

Afaylu ummid d ḍmana i d-yemmalen akud n tiririt; yella umgired gar dépôt, accord d déblocage. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.

Ɣer aqerḍas

Yal azal deg usuter ilaq ad yesɛu isemli: revenu, facture neɣ aqerḍas n usenfar. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.

D acu-t uselhu-a?

Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Tiwtilin s tira n umselhu i d amekti uqbel reklama.

Asnemhel n tibanka

Ma yella ugur, ḥrez isemliyen d yizen yerna seqdec tarrayt unṣibt n réclamation. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Tiwtilin s tira n umselhu i d amekti uqbel reklama.

Fren s leɛqel

Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.

Amek banka tessemras tazmert n ussuli?

Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Budjet ilaq ad yeǧǧ amkan i yisurifen ur nettwaṛǧi ara.

Senqed tiwtilin

Ameskar n uḥsab yettak amedya kan, ma d lqrar n taggara yella seld asenqed n ufaylu. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Tiwtilin s tira n umselhu i d amekti uqbel reklama.

Melmi ur ilaq ara uselhu?

Asebter aqbur ur d-yemmal ara belli usumer mazal yella; sseqsi tansa unṣibt n umselhu. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.

Ussuli yal aggur

Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Tiwtilin s tira n umselhu i d amekti uqbel reklama. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.

Ḍmana i yezmer ad tettusuter

Ma yella uggi, ilaq ad tettwassen sebba: revenu, leɛtab, isemliyen neɣ tiwtilin ur nemṣada ara. Ilaq ad nettwassen ma aferdis mazal yeldi deg wass n usuter.

Asuter deg agence neɣ online

Ilaq ad nettwassen ma d banka, établissement financier neɣ intermédiaire acku tawuri d leɛtab ur mgaraden ara. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Aḥsab ilaq ad yettwales ma ibeddel wazal, wakud neɣ revenu.

Akud n ussuli

Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Tiririt s yimi ilaq ad tettwasekcem s tira ma tbeddel lkelfa neɣ ḍmana. Tiwtilin s tira n umselhu i d amekti uqbel reklama.

Isemliyen ilaqen

Asnemhel ilaq ad yili gar iferdisen i d-yettwasuffeɣen, mačči gar yismawen n tbanki kan. Budjet ilaq ad yesdukkel isurifen-nniḍen ur nettwafinancer ara.

Asenqed n ufaylu

Hypothèque, caution d assurance ur sɛin ara yiwen n wazal neɣ yiwet n talast; senqed-iten uqbel asezmel. Kontrat ilaq ad yesken frais n retard neɣ tiririt uqbel taggara.

Lkelfa d lmasarif

Lkelfa tummidt tesdukkel taux neɣ marge, frais, assurance d ḍmana. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.

Tiɣbula n tibanka i icudden ɣer usentel

I «Tiɣbula n tibanka i icudden ɣer usentel», Banque d’Algérie – cadre réglementaire d BNA – financements d imukan i ilaq ad tettwaliḍ uqbel asuter; aya ad k-yeǧǧ ad tesmenyifeḍ talɣut i d-yettwanan ɣef Centrale des risques bancaires deg Lezzayer.

Banque d’Algérie – cadre réglementaireAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNA – financementsAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNP Paribas El Djazaïr – consommationAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.Al Baraka Bank Algérie – Mourabaha autoAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.Banque d’Algérie – notes et publicationsAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.