Asenqed n ufaylu
Asnemhel ilaq ad yili gar iferdisen i d-yettwasuffeɣen, mačči gar yismawen n tbanki kan. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Ɣer aqerḍas
Yal aferdis ilaq ad yesɛu anamek i budjet neɣ i lqrar n banka, mačči awal amatu kan. Leɛtab yellan ilaq ad yettwaḥseb uqbel dduyn amaynut.
D acu-t uselhu-a?
Senqed ma aferdis mazal yeldi s tidet acku tiwtilin zemrent ad beddlen neɣ ad yeḥbes usumer. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Akud n ussuli
Deg finance islamique ilaq ad nettwassen kontrat s tidet: anwa i yesɛan ayla d wamek tettwaḥsab marge neɣ loyer. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Iberdan-nniḍen
Mensualité kan ur teffiɣ ara i usenqed; ilaq ad tettwaḥseb tadrimt tummidt ara yettwaxedmen. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Tadrimt tamezwarut
Ameskar n uḥsab yettak amedya kan, ma d lqrar n taggara yella seld asenqed n ufaylu. Budjet ilaq ad yeǧǧ amkan i yisurifen ur nettwaṛǧi ara.
Anwa i yezmer ad yessuter?
Ḍmana ilaq ad temṣada d uselhu yerna ad tettwassen melmi ara tfakk. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Idrimen i d-keččmen
Asnemhel ilaq ad yili gar iferdisen i d-yettwasuffeɣen, mačči gar yismawen n tbanki kan. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Yal tawtilt tagejdant ilaq ad tili deg isemli unṣib i nezmer ad nesneqed.
Ma yella ulac asali
Afaylu ilaq ad yesken tamagit, idrimen d yiswi n uselhu s yisemliyen i nezmer ad nesneqed. Aḥsab ilaq ad yettwales ma ibeddel revenu neɣ azal n usenfar.
Asuter deg agence neɣ online
Asnemhel ilaq ad yili gar iferdisen i d-yettwasuffeɣen, mačči gar yismawen n tbanki kan. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Aḥraz seg ttḥila
Yal aferdis ilaq ad yesɛu anamek i budjet neɣ i lqrar n banka, mačči awal amatu kan. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Aseǧhed n ufaylu
Compte, domiciliation d services online fasilitent suivi maca frais d tiwtilin ilaq ad ttwasneqden. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Isemliyen ilaqen
Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Senqed tiwtilin
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Lkelfa d lmasarif
Lkelfa tummidt tesdukkel taux neɣ marge, frais, assurance d ḍmana. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Ḍmana i yezmer ad tettusuter
Tazmert n ussuli tettwaḥsab seld leɛtab yellan, yerna mensualité ilaq ad teǧǧ amkan i yisurifen n yal ass. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Tiririt uqbel
Asenqed ibeddu s yisemliyen, sakin tazmert n ussuli d usenfar, uqbel lqrar d usekcem n tedrimt. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Amek banka tessemras tazmert n ussuli?
Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Tansa n umselhu ilaq ad tettwasenqed deg ubrid unṣib.
Simulation d lqebul
Asnemhel yelhan yesɛa yiwen n wazal d yiwen n wakud i yisumar akk; simulation mačči d lqebul n banka. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Asnemhel n tibanka
I «Asnemhel n tibanka», Asebter unṣib d CPA – e-Tamwil d imukan i ilaq ad tettwaliḍ uqbel asuter; aya ad k-yeǧǧ ad tesmenyifeḍ talɣut i d-yettwanan ɣef Banques privées deg Lezzayer.
Ussuli yal aggur
Ma yella uggi, ilaq ad tettwassen sebba: revenu, leɛtab, isemliyen neɣ tiwtilin ur nemṣada ara. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Fren s leɛqel
Taflest n ugbur tesra amgired gar isallen n usmel d wid n yidgan n berra, akked yisebtar n tbaḍnit d war ammas. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut.
Melmi ur ilaq ara uselhu?
Mensualité kan ur teffiɣ ara i usenqed; ilaq ad tettwaḥseb tadrimt tummidt ara yettwaxedmen. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Budjet ilaq ad yesdukkel isurifen-nniḍen ur nettwafinancer ara.
Azal i iwatan
Uqbel asezmel, senqed tiririt uqbel, retard, ḍmana d kra n lkelfa nniḍen. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.
Aserreḥ n tedrimt
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Talɣut n banka ilaq ad tettwasenqed deg usebter unṣib amaynut. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Isumar unṣiben i usnemhel
I wakken ad tesneqdeḍ «Isumar unṣiben i usnemhel» deg Banques privées deg Lezzayer, wali Asebter unṣib; dinna ara tafeḍ tiwtilin i d-yettwaseknen i wanaw-a n uselhu, mačči talɣa tamatut i yal akredḍi.
| Banka | Talɣut | Asaɣ |
|---|---|---|
| Banque d’Algérie | loi monétaire et bancaire et réglementation du secteur | Asebter unṣib |
| BNA | banque publique et gamme de financements | Asebter unṣib |
| CPA | banque publique et solutions particuliers/professionnels | Asebter unṣib |
| BDL | banque publique et solutions de financement | Asebter unṣib |
| BEA | banque publique, particuliers et entreprises | Asebter unṣib |
Tiɣbula n tibanka i icudden ɣer usentel
I wakken ad tesneqdeḍ «Tiɣbula n tibanka i icudden ɣer usentel» deg Banques privées deg Lezzayer, wali Asebter unṣib d CPA – e-Tamwil; dinna ara tafeḍ tiwtilin i d-yettwaseknen i wanaw-a n uselhu, mačči talɣa tamatut i yal akredḍi.
CPA – e-TamwilAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNP Paribas El Djazaïr – consommationAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.Al Salam Bank Algeria – financement immobilierAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.Al Baraka Bank Algérie – Mourabaha autoAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.Banque d’Algérie – cadre réglementaireAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.