Fren s leɛqel
Afaylu ummid d ḍmana i d-yemmalen akud n tiririt; yella umgired gar dépôt, accord d déblocage. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.
Aḥraz seg ttḥila
Lkelfa tummidt tesdukkel taux neɣ marge, frais, assurance d ḍmana. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen.
Ussuli yal aggur
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Aserreḥ n tedrimt
Yal aferdis ilaq ad yesɛu anamek i budjet neɣ i lqrar n banka, mačči awal amatu kan. Yelha ad nesnemhel kra n wakud s yiwen n wazal n kredit.
Ma yella ulac asali
Asnemhel ilaq ad yili gar iferdisen i d-yettwasuffeɣen, mačči gar yismawen n tbanki kan. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Amek banka tessemras tazmert n ussuli?
Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen.
Senqed tiwtilin
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Isemliyen ilaqen
Yal azal deg usuter ilaq ad yesɛu isemli: revenu, facture neɣ aqerḍas n usenfar. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Asnemhel n tibanka
Yal aferdis ilaq ad yesɛu anamek i budjet neɣ i lqrar n banka, mačči awal amatu kan. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
D acu-t uselhu-a?
Deg finance islamique ilaq ad nettwassen kontrat s tidet: anwa i yesɛan ayla d wamek tettwaḥsab marge neɣ loyer. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen.
Iberdan-nniḍen
Asnemhel ilaq ad yili gar iferdisen i d-yettwasuffeɣen, mačči gar yismawen n tbanki kan. Budjet ilaq ad yeǧǧ amkan i yisurifen ur nettwaṛǧi ara.
Melmi ur ilaq ara uselhu?
Yal aferdis ilaq ad yesɛu anamek i budjet neɣ i lqrar n banka, mačči awal amatu kan. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Tiririt s yimi ilaq ad tettwasekcem s tira ma tbeddel lkelfa neɣ ḍmana.
Azal i iwatan
Afaylu ilaq ad yesken tamagit, idrimen d yiswi n uselhu s yisemliyen i nezmer ad nesneqed. Kontrat ilaq ad yesken frais n retard neɣ tiririt uqbel taggara.
Ɣer aqerḍas
Afaylu ilaq ad yesken tamagit, idrimen d yiswi n uselhu s yisemliyen i nezmer ad nesneqed. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Simulation d lqebul
Apport yesenqas azal ara d-yettwasekcem s kredit, yerna ilaq ad yili d ayen i nezmer ad nesken ma tella tarrayt. Budjet ilaq ad yeǧǧ amkan i yisurifen ur nettwaṛǧi ara.
Anwa i yezmer ad yessuter?
Ameɣri ilaq ad issin talast n ugbur, azemz n uleqqem d tarrayt n useɣti n talɣut taqbur. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen.
Ḍmana i yezmer ad tettusuter
Yal azal deg usuter ilaq ad yesɛu isemli: revenu, facture neɣ aqerḍas n usenfar. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Lqrar n taggara d win n umselhu seld asenqed n ufaylu.
Akud n ussuli
Yal aferdis ilaq ad yesɛu anamek i budjet neɣ i lqrar n banka, mačči awal amatu kan. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Tifrat tamezwarut d ayen i d-yettwabeyyinen deg kontrat, facture neɣ tarification unṣibt.
Tiririt uqbel
Asnemhel yelhan yesɛa yiwen n wazal d yiwen n wakud i yisumar akk; simulation mačči d lqebul n banka. Revenu yettwaḥesben ilaq ad yettwabeyyen s yisemliyen imaynuten.
Idrimen i d-keččmen
Yal azal deg usuter ilaq ad yesɛu isemli: revenu, facture neɣ aqerḍas n usenfar. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Aḥsab ilaq ad yettwales ma ibeddel wazal, wakud neɣ revenu.
Asuter deg agence neɣ online
Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Aḥsab ilaq ad yettwales ma ibeddel wazal, wakud neɣ revenu.
Lkelfa d lmasarif
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Tiririt s yimi ilaq ad tettwasekcem s tira ma tbeddel lkelfa neɣ ḍmana.
Aseǧhed n ufaylu
Hypothèque, caution d assurance ur sɛin ara yiwen n wazal neɣ yiwet n talast; senqed-iten uqbel asezmel. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen.
Tadrimt tamezwarut
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Isemliyen ilaq ad sɛun imḍanen yemṣadan gar-asen.
Asenqed n ufaylu
Aselhu n tkebbanit ilaq ad icudd ɣer cash-flow d tazmert n umahil ad d-yawi idrimen. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Tiɣbula n tibanka i icudden ɣer usentel
Deg Aselhu deg Annaba, aḥric «Tiɣbula n tibanka i icudden ɣer usentel» ilaq ad yettwasenqed s Al Salam Bank Algeria – financement immobilier d BNA – simulateurs, acku isebtar-a i d-yemmalen ayen i d-ttawin s wudem unṣib ɣef tewtilin d leqdic.
Al Salam Bank Algeria – financement immobilierAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNA – simulateursAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNP Paribas El Djazaïr – consommationAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.CPA – e-TamwilAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNA – financementsAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.
