D acu-t uselhu-a?
Asenqed ibeddu s yisemliyen, sakin tazmert n ussuli d usenfar, uqbel lqrar d usekcem n tedrimt. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Azal i iwatan
Mensualité kan ur teffiɣ ara i usenqed; ilaq ad tettwaḥseb tadrimt tummidt ara yettwaxedmen. Abeddel n wakud ibeddel mensualité d lkelfa tummidt.
Simulation d lqebul
Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Revenu yettwaḥesben ilaq ad yettwabeyyen s yisemliyen imaynuten.
Ma yella ulac asali
Yal aferdis ilaq ad yesɛu anamek i budjet neɣ i lqrar n banka, mačči awal amatu kan. Afaylu ilaq ad yemgired gar apport d wazal ara d-yettwaɛerḍen.
Senqed tiwtilin
Asnemhel yelhan yesɛa yiwen n wazal d yiwen n wakud i yisumar akk; simulation mačči d lqebul n banka. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Simulation online mačči d lqebul n uselhu.
Isemliyen ilaqen
Afaylu ilaq ad yesken tamagit, idrimen d yiswi n uselhu s yisemliyen i nezmer ad nesneqed. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Azal yettwasutren ilaq ad icudd ɣer usurif i yettwasenqed.
Tadrimt tamezwarut
Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Azal yettwasutren ilaq ad icudd ɣer usurif i yettwasenqed.
Akud n ussuli
Asnemhel ilaq ad yili gar iferdisen i d-yettwasuffeɣen, mačči gar yismawen n tbanki kan. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.
Asenqed n ufaylu
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Abeddel n wakud ibeddel mensualité d lkelfa tummidt.
Ɣer aqerḍas
Mourabaha, Ijara, Salam d Moucharaka ur sɛin ara yiwet n tɣessa; senqed kontrat mačči isem kan. Abeddel n wakud ibeddel mensualité d lkelfa tummidt.
Ussuli yal aggur
Uqbel aḥsab n wazal, senqed ma profil n umdan yettwaqbal deg uferdis-nni. Revenu yettwaḥesben ilaq ad yettwabeyyen s yisemliyen imaynuten.
Asuter deg agence neɣ online
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Tiwtilin s tira n umselhu i d amekti uqbel reklama. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Aḥraz seg ttḥila
Aselhu n tkebbanit ilaq ad icudd ɣer cash-flow d tazmert n umahil ad d-yawi idrimen. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Fren s leɛqel
Tazmert n ussuli tettwaḥsab seld leɛtab yellan, yerna mensualité ilaq ad teǧǧ amkan i yisurifen n yal ass. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Azal yettwasutren ilaq ad icudd ɣer usurif i yettwasenqed.
Lkelfa d lmasarif
Ur ttxelliṣ ara yiwen ur nettwassen ara i lɛehd n kredit; agrément d tansa unṣibt ilaq ad ttwasneqden. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Amek banka tessemras tazmert n ussuli?
Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Banka tezmer ad tessuter isemliyen asliyen ɣas ma tebda demande online.
Ḍmana i yezmer ad tettusuter
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Lqrar n taggara d win n umselhu seld asenqed n ufaylu. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Asnemhel n tibanka
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Tifrat tamezwarut d ayen i d-yettwabeyyinen deg kontrat, facture neɣ tarification unṣibt. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Melmi ur ilaq ara uselhu?
Aqbal yecudd ɣer tiwtilin n aferdis: tinezduɣt, leɛmer d idrimen; plafond n reklama ur d-yemmal ara lqebul. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Iberdan-nniḍen
Yal azal deg usuter ilaq ad yesɛu isemli: revenu, facture neɣ aqerḍas n usenfar. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Abeddel n wakud ibeddel mensualité d lkelfa tummidt.
Idrimen i d-keččmen
Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Aḥsab ilaq ad yettwales ma ibeddel wazal, wakud neɣ revenu. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Tiririt uqbel
Afaylu ilaq ad yesken tamagit, idrimen d yiswi n uselhu s yisemliyen i nezmer ad nesneqed. Afaylu ilaq ad yemgired gar apport d wazal ara d-yettwaɛerḍen.
Aseǧhed n ufaylu
Deg Aselhu deg Djelfa, aḥric «Aseǧhed n ufaylu» ilaq ad yettwasenqed s BNA – financements d CPA – e-Tamwil, acku isebtar-a i d-yemmalen ayen i d-ttawin s wudem unṣib ɣef tewtilin d leqdic.
Anwa i yezmer ad yessuter?
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Tamdint ur tbeddil ara ilugan n kredit maca tebeddel anekcum ɣer agences d services idiganen. Azal yettwasutren ilaq ad icudd ɣer usurif i yettwasenqed.
Aserreḥ n tedrimt
Asnemhel yelhan yesɛa yiwen n wazal d yiwen n wakud i yisumar akk; simulation mačči d lqebul n banka. Isemliyen n ufaylu ilaq ad sɛun imḍanen yemṣadan.
Tiɣbula n tibanka i icudden ɣer usentel
Asenqed n «Tiɣbula n tibanka i icudden ɣer usentel» deg Aselhu deg Djelfa yessefk ad ibedd ɣef BNA – financements d CPA – e-Tamwil; s wakka tzemreḍ ad tferneḍ gar tewtilin i d-yettwaseknen s wudem unṣib.
BNA – financementsAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.CPA – e-TamwilAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNP Paribas El Djazaïr – consommationAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNA – simulateursAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.Al Salam Bank Algeria – financement immobilierAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.
