Aserreḥ n tedrimt
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Azal yettwasutren ilaq ad icudd ɣer usurif i yettwasenqed. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Ussuli yal aggur
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Afaylu ilaq ad yemgired gar apport d wazal ara d-yettwaɛerḍen.
Ɣer aqerḍas
Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Abeddel n wakud ibeddel mensualité d lkelfa tummidt. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Azal i iwatan
Asnemhel yelhan yesɛa yiwen n wazal d yiwen n wakud i yisumar akk; simulation mačči d lqebul n banka. Tansa n umselhu ilaq ad tettwasenqed deg ubrid unṣib.
Fren s leɛqel
Tazmert n ussuli tettwaḥsab seld leɛtab yellan, yerna mensualité ilaq ad teǧǧ amkan i yisurifen n yal ass. Kontrat ilaq ad yesken frais n retard neɣ tiririt uqbel taggara.
Ma yella ulac asali
Ḍmana ilaq ad temṣada d uselhu yerna ad tettwassen melmi ara tfakk. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Isemliyen n ufaylu ilaq ad sɛun imḍanen yemṣadan.
Idrimen i d-keččmen
Kontrat i d amekti n wazal, akud, frais d ḍmana; publicité ur t-teṭṭef ara deg umḍiq-is. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Budjet ilaq ad yeǧǧ amkan i yisurifen ur nettwaṛǧi ara.
Aḥraz seg ttḥila
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Mensualité tameẓyant ur d-temmal ara dima lkelfa tameẓyant deg taggara.
Asuter deg agence neɣ online
Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Yelha ad nesnemhel kra n wakud s yiwen n wazal n kredit.
Simulation d lqebul
Asɣar, leqdic, stock neɣ trésorerie ur sɛin ara yiwen n uferdis neɣ yiwen n wakud. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Ḍmana d assurance zemren ad beddlen lkelfa n taggara.
Amek banka tessemras tazmert n ussuli?
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Banka tezmer ad tessuter isemliyen asliyen ɣas ma tebda demande online.
Ḍmana i yezmer ad tettusuter
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Tiririt s yimi ilaq ad tettwasekcem s tira ma tbeddel lkelfa neɣ ḍmana. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Aseǧhed n ufaylu
Akud n tiririt ilaq ad yemṣada d wakud n idrimen i d-keččmen, mačči d maximum kan. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Leɛtab yellan ilaq ad yettwaḥseb uqbel dduyn amaynut.
Tiririt uqbel
Nisba n uselhu temgarad seg uferdis ɣer wayeḍ; ihi aḥsab n wayen ara yefɣen seg umdan ilaq ad yili uqbel. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Revenu yettwaḥesben ilaq ad yettwabeyyen s yisemliyen imaynuten.
Asnemhel n tibanka
Investissement yesra devis, plan n uselhu d yisefka n teẓri i nezmer ad nesneqed. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Anwa i yezmer ad yessuter?
Yal azal deg usuter ilaq ad yesɛu isemli: revenu, facture neɣ aqerḍas n usenfar. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Kontrat ilaq ad yesken frais n retard neɣ tiririt uqbel taggara.
Tadrimt tamezwarut
Tazmert n ussuli tettwaḥsab seld leɛtab yellan, yerna mensualité ilaq ad teǧǧ amkan i yisurifen n yal ass. Lqrar n taggara d win n umselhu seld asenqed n ufaylu.
Senqed tiwtilin
Hypothèque, caution d assurance ur sɛin ara yiwen n wazal neɣ yiwet n talast; senqed-iten uqbel asezmel. Aḥsab ilaq ad yettwales ma ibeddel revenu neɣ azal n usenfar.
Akud n ussuli
Ḍmana ilaq ad temṣada d uselhu yerna ad tettwassen melmi ara tfakk. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Tifrat tamezwarut d ayen i d-yettwabeyyinen deg kontrat, facture neɣ tarification unṣibt. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Asenqed n ufaylu
Akud n tiririt ilaq ad yemṣada d wakud n idrimen i d-keččmen, mačči d maximum kan. Aḥsab ilaq ad yettwales ma ibeddel revenu neɣ azal n usenfar.
D acu-t uselhu-a?
Akud n tiririt ilaq ad yemṣada d wakud n idrimen i d-keččmen, mačči d maximum kan. Aḥsab ilaq ad yettwales ma ibeddel wazal, wakud neɣ revenu.
Iberdan-nniḍen
Akud n tiririt ilaq ad yemṣada d wakud n idrimen i d-keččmen, mačči d maximum kan. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Tiririt s yimi ilaq ad tettwasekcem s tira ma tbeddel lkelfa neɣ ḍmana.
Lkelfa d lmasarif
Investissement yesra devis, plan n uselhu d yisefka n teẓri i nezmer ad nesneqed. Budjet ilaq ad yesdukkel isurifen-nniḍen ur nettwafinancer ara.
Melmi ur ilaq ara uselhu?
Afaylu ilaq ad yesken tamagit, idrimen d yiswi n uselhu s yisemliyen i nezmer ad nesneqed. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Yelha ad nesnemhel kra n wakud s yiwen n wazal n kredit.
Isemliyen ilaqen
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Accord de principe mačči d offre contractuelle n taggara. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Isumar unṣiben i usnemhel
I wakken ad tesneqdeḍ «Isumar unṣiben i usnemhel» deg Crédit investissement entreprise deg Lezzayer, wali Asebter unṣib; dinna ara tafeḍ tiwtilin i d-yettwaseknen i wanaw-a n uselhu, mačči talɣa tamatut i yal akredḍi.
| Banka | Talɣut | Asaɣ |
|---|---|---|
| BEA – conditions entreprises | crédits d’exploitation et d’investissement avec taux et commissions publiés | Asebter unṣib |
| BNA – crédit d’investissement | financement moyen/long terme et différé possible selon le projet | Asebter unṣib |
| BNA – promotion immobilière | jusqu’à 70 % du coût global et durée de 5 à 7 ans selon la page produit | Asebter unṣib |
| CPA – e-Tamwil | demandes en ligne pour crédits d’exploitation et d’investissement | Asebter unṣib |
| CNEP-Banque – conditions professionnels | barèmes publiés pour financements professionnels | Asebter unṣib |
Tiɣbula n tibanka i icudden ɣer usentel
I wakken ad tesneqdeḍ «Tiɣbula n tibanka i icudden ɣer usentel» deg Crédit investissement entreprise deg Lezzayer, wali Asebter unṣib d BNA – promotion immobilière; dinna ara tafeḍ tiwtilin i d-yettwaseknen i wanaw-a n uselhu, mačči talɣa tamatut i yal akredḍi.
BNA – promotion immobilièreAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNA – crédit d’investissementAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNP Paribas El Djazaïr – consommationAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.Banque d’Algérie – cadre réglementaireAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.CPA – e-TamwilAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.