Melmi ur ilaq ara uselhu?
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Isemliyen n ufaylu ilaq ad sɛun imḍanen yemṣadan. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Azal i iwatan
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Banka tezmer ad tɛawed asenqed ma tbeddel talɣut tagejdant deg ufaylu.
Aserreḥ n tedrimt
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Budjet ilaq ad yesdukkel isurifen-nniḍen ur nettwafinancer ara. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Ḍmana i yezmer ad tettusuter
Asnemhel yelhan yesɛa yiwen n wazal d yiwen n wakud i yisumar akk; simulation mačči d lqebul n banka. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Ilaq ad nettwassen ma aferdis mazal yeldi deg wass n usuter.
Fren s leɛqel
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Banka tezmer ad tɛawed asenqed ma tbeddel talɣut tagejdant deg ufaylu.
D acu-t uselhu-a?
Yal azal deg usuter ilaq ad yesɛu isemli: revenu, facture neɣ aqerḍas n usenfar. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Yelha ad nesnemhel kra n wakud s yiwen n wazal n kredit.
Asnemhel n tibanka
Tazmert n ussuli tettwaḥsab seld leɛtab yellan, yerna mensualité ilaq ad teǧǧ amkan i yisurifen n yal ass. Banka tezmer ad tessuter isemliyen asliyen ɣas ma tebda demande online.
Tiririt uqbel
Hypothèque, caution d assurance ur sɛin ara yiwen n wazal neɣ yiwet n talast; senqed-iten uqbel asezmel. Leɛtab yellan ilaq ad yettwaḥseb uqbel dduyn amaynut.
Asuter deg agence neɣ online
Deg Crédit de trésorerie entreprise deg Lezzayer, aḥric «Asuter deg agence neɣ online» ilaq ad yettwasenqed s Asebter unṣib d BNA – crédit d’investissement, acku isebtar-a i d-yemmalen ayen i d-ttawin s wudem unṣib ɣef tewtilin d leqdic.
Iberdan-nniḍen
Akud ameqqran yezmer ad yesenqes mensualité maca ad yesɣezef leɛtab d lkelfa tummidt. Abeddel n wakud ibeddel mensualité d lkelfa tummidt.
Lkelfa d lmasarif
Akud ameqqran yezmer ad yesenqes mensualité maca ad yesɣezef leɛtab d lkelfa tummidt. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Aḥsab ilaq ad yettwales ma ibeddel revenu neɣ azal n usenfar.
Anwa i yezmer ad yessuter?
Akud ameqqran yezmer ad yesenqes mensualité maca ad yesɣezef leɛtab d lkelfa tummidt. Tiririt s yimi ilaq ad tettwasekcem s tira ma tbeddel lkelfa neɣ ḍmana.
Aḥraz seg ttḥila
Investissement yesra devis, plan n uselhu d yisefka n teẓri i nezmer ad nesneqed. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.
Senqed tiwtilin
Yal azal deg usuter ilaq ad yesɛu isemli: revenu, facture neɣ aqerḍas n usenfar. Yal ḍmana ilaq ad tettwafhem uqbel asezmel. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Simulation d lqebul
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Banka tezmer ad tɛawed asenqed ma tbeddel talɣut tagejdant deg ufaylu.
Ussuli yal aggur
Lkelfa tummidt tesdukkel taux neɣ marge, frais, assurance d ḍmana. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Isemliyen n ufaylu ilaq ad sɛun imḍanen yemṣadan.
Asenqed n ufaylu
Ma yella uggi, ilaq ad tettwassen sebba: revenu, leɛtab, isemliyen neɣ tiwtilin ur nemṣada ara. Abeddel n wakud ibeddel mensualité d lkelfa tummidt.
Akud n ussuli
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Yal tawtilt tagejdant ilaq ad tili deg isemli unṣib i nezmer ad nesneqed. Simulation online mačči d lqebul n uselhu.
Ma yella ulac asali
Hypothèque, caution d assurance ur sɛin ara yiwen n wazal neɣ yiwet n talast; senqed-iten uqbel asezmel. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Azemz n tarification ilaq ad yettwasenqed.
Ɣer aqerḍas
Asnemhel yelhan yesɛa yiwen n wazal d yiwen n wakud i yisumar akk; simulation mačči d lqebul n banka. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Yelha ad neḥrez anɣel azemzan n tiwtilin i nesseqdec deg usnemhel.
Aseǧhed n ufaylu
Ḍmana ilaq ad temṣada d uselhu yerna ad tettwassen melmi ara tfakk. Aḥsab ilaq ad yettwales ma ibeddel wazal, wakud neɣ revenu.
Amek banka tessemras tazmert n ussuli?
Kontrat i d amekti n wazal, akud, frais d ḍmana; publicité ur t-teṭṭef ara deg umḍiq-is. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Frais nniḍen ilaq ad ttwaḥesben deg lkelfa tummidt n usenfar.
Idrimen i d-keččmen
Revenu ilaq ad yili d ameɣtu yerna yettwasenqed; banka tesmenyif-it d leɛtab yellan uqbel lqrar. Budjet ilaq ad yesdukkel isurifen-nniḍen ur nettwafinancer ara. Iɣbula n talɣut ilaq ad ilin zemzen yerna ttwasnen.
Tadrimt tamezwarut
Talɣut yelhan ilaq ad tefk tigawt: isemli ara nheggi, lkelfa ara nsemhel neɣ tawtilt ara nsentem. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Azemz n tarification ilaq ad yettwasenqed.
Isemliyen ilaqen
Iswi n tedrimt ilaq ad yili ibanen yerna yesɛa facture, devis neɣ aqerḍas. Aferdis ilaq ad icudd ɣer yiswi n tidet, idrimen d wakud i yezmer umdan ad yessuli. Isemliyen ilaq ad sɛun imḍanen yemṣadan gar-asen. Tiwtilin s tira n umselhu i d amekti uqbel reklama.
Isumar unṣiben i usnemhel
Asenqed n «Isumar unṣiben i usnemhel» deg Crédit de trésorerie entreprise deg Lezzayer yessefk ad ibedd ɣef Asebter unṣib; s wakka tzemreḍ ad tferneḍ gar tewtilin i d-yettwaseknen s wudem unṣib.
| Banka | Talɣut | Asaɣ |
|---|---|---|
| BEA – conditions entreprises | crédits d’exploitation et d’investissement avec taux et commissions publiés | Asebter unṣib |
| BNA – crédit d’investissement | financement moyen/long terme et différé possible selon le projet | Asebter unṣib |
| BNA – promotion immobilière | jusqu’à 70 % du coût global et durée de 5 à 7 ans selon la page produit | Asebter unṣib |
| CPA – e-Tamwil | demandes en ligne pour crédits d’exploitation et d’investissement | Asebter unṣib |
| CNEP-Banque – conditions professionnels | barèmes publiés pour financements professionnels | Asebter unṣib |
Tiɣbula n tibanka i icudden ɣer usentel
I «Tiɣbula n tibanka i icudden ɣer usentel», Asebter unṣib d BNA – crédit d’investissement d imukan i ilaq ad tettwaliḍ uqbel asuter; aya ad k-yeǧǧ ad tesmenyifeḍ talɣut i d-yettwanan ɣef Crédit de trésorerie entreprise deg Lezzayer.
BNA – crédit d’investissementAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNP Paribas El Djazaïr – consommationAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.Banque d’Algérie – cadre réglementaireAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.CPA – e-TamwilAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.BNA – financementsAsebter unṣib i usenqed n tewtilin d tulmisin n uselhu i d-yettwabedren.