Acimi tadrimt n Remḍan di Lezzayer teffeɣ s waṭas i ubrid
Deg wayyur n uẓum, talɣa n ssumat tbeddel akk. Imensi n lefṭur yettuɣal d ameqqran ugar, s cherba, bourek, imensiwen s uẓeggaɣ, tiyni, ayefki d leḥlawat, mi ara d-yernu s’hour učči wis sin. Ssuma n kra n yifarisen imaynuten d weksum tettali s waṭas mi ara d-yqerreb wayyur, yerna ttaɣen-d s waṭas ugar twacult neɣ ilemẓiyen. Ad d-rnun ssumat n taggara n wayyur yettwasdukklen aṭas: zakat el-fitr, llebsa tajdidt n yigerdan d leḥlawat n Lɛid.
Taxxamt n uwitay n lexlaṣ
Ayyur n waggur ur yemsaḍa ara d wayyur n uwitay. S yiseggasen, Remḍan yettbeddu deg tlemmast n tallit n lexlaṣ, Lɛid ad d-teɣli qbel kan ad d-yeffeɣ lexlaṣ d-iteddun. Axxam yettaf iman-is yessefrak ssumat yugaren s wayen i d-yeqqimen deg lexlaṣ yezrin. Ma tessneḍ seg yennayer azemz n Remḍan i d-yettraǧun, syin ad t-tserwseḍ akked wussan n lexlaṣ, ad tḥadreḍ tawkilt-a n diri.
Ḥseb tadrimt-ik n Remḍan: tafelwit fessusen
Abrid iɣelsen ugar d asebeddi seg ssumat n wayyur amagnu, syin ad ternuḍ kan amernu yerzan Remḍan d Lɛid. Ad tawiḍ ihi « ssuma tarnawt » ara theggiḍ, deg wadeg n umḍan amatu i yewɛer ad yettwafhem.
Amedya i usfehem i twacult n 5 n yimdanen
| Aḥric arnawan | Tawtilt yettwaṭṭfen | Azal |
|---|---|---|
| Amernu n učči n wayyur | 1 000 DA i wass deg 30 n wussan | 30 000 DA |
| Inebgawen d yimensiwen yettwabḍan | 4 n yinebgawen s 3 000 DA | 12 000 DA |
| Llebsa n Lɛid | 3 n yigerdan s 8 000 DA | 24 000 DA |
| Leḥlawat d yiferdisen n Lɛid | azal yettwasbedden | 8 000 DA |
| Zakat el-fitr | 5 n yimdanen s wazal n useggas | ad yettwaḥseb |
| Akk war zakat | 74 000 DA |
Iḍuḍan-a d tiwtilin akken ad d-nessken abrid; yal axxam ilaq ad ten-ibeddel s ssumat-is. Azal n zakat el-fitr i yal amdan yettwaberreḥ yal aseggas sɣur lwizara n Ddin (ministère des Affaires religieuses): yessefk kan ad t-tesgutiḍ s umḍan n yimdanen n uxxam yellan ɣef tɛebbuḍt-ik. Deg umedya-a, tiḥrest n 74 000 DA deg 11 n wayyuren yezrin d drus ddaw n 6 800 DA yal ayyur, mi ara yili wazal-nni yettwaṭṭfen seg yiwen lexlaṣ kan ad yessexleḍ qrib yal tikkelt ayyur d-iteddun.
Ssumat i tettuḍ
Kra n ssumat ur d-ttbanent ara deg tabdart n uɣ maca ttɛebbint ɣef ssuma n wayyur. Aseqdec n lgaz d trisiti yettali s ukeddu n tmeddit, yerna deg unebdu s uclimatiseur, ayen ara d-iban deg tfaktuṛt n Sonelgaz d-iteddun. Tuffɣiwin deffir tarawih, tiqahwiwin, ayẓid asemmaḍ (glaces) d yinikkuren n yiḍ ɣer twacult ula d nutni sɛan ssuma. Taggara, aṭas n twaculin ssmeɣrent lxir-nsent d sadaqa deg wayyur: d afran n wul yelhan, yif-it ma yettwaheyya, mačči d asexdem n tallit.
Melmi i yesɛa lmeɛna ukridi deg Remḍan
Akridi n usečč, i d-yuɣalen deg 2015, yettwaḥbes ɣef wayen yettwafarsen neɣ yettwasdukklen di Lezzayer, yettwaɣen ɣur umsenzi yemsefhamen akked lbanka. Ur yessefrak ara uɣ n učči, ur yessefrak ara llebsa, ur yessefrak ara inebgawen. Maca yezmer ad yelhu i ubenk ara yeddmen aṭas i beddlen aṭas n twaculin uqbel ayyur n uẓum: lkanun neɣ afurnu, asemmaḍ neɣ congélateur, climatiseur ma yeɣli Remḍan deg unebdu. Amek iteddu ufaris-a yettwafessar deg umnir-nneɣ n ardal n usečč.
Tiwtilin ara tesenqdeḍ
- abenk ilaq ad yettwafares neɣ ad yettwasdukkel da, yerna amsenzi ilaq ad yili d amendad n lbanka;
- lbanka s umata tessuter tawriqt n tmagit, tawriqt n twacult neɣ extrait de naissance, tawriqt n tzeɣna, tawriqt n uxeddim d tiwraqin tineggura n lexlaṣ;
- axelleṣ n wayyur n akk ikridiyen yettwasdukklen ilaq ad yeqqim deg talast n tarusi i d-tesbedd lbanka;
- tafaktuṛt pro forma ilaq ad temsaḍa s lekmal akked tmudemt d ssuma yettwasefrken.
Ḥseb tallit s zik
Gar usuter, aqbal d tuzna, zemren ad ɛeddin kra n yimalasen. Adossier yettwasersen deg umalas aneggaru n Cɛaban drus i yezmer ad yekfu uqbel ass amezwaru n uẓum. Yif-it ad theggiḍ aɣ sin n wayyuren uqbel, ladɣa acku imsenzan ttwaḥerzen aṭas mi ara d-yqerreb wayyur.
Imseḥmuyen n ddula tikwal sɛan tifranin tusligin neɣ irdalen inmettiyen, i d-yettwaskanen deg usebter-nneɣ ɣef ardal i umseḥmu n ddula.
Tifranin war akridi
Amiḍan n « Remḍan »
Asiweḍ amezgun ɣer umiḍan n tḥrest neɣ ɣer tkerrist, yettwasbedden ass n lexlaṣ, iteddu ugar n tɣawsa i d-tqesdeḍ s wul. Ula d azal amecṭuḥ, yettɛawaden, yeǧǧa-k ad tkecmeḍ ayyur s kra n tḥrest.
Aɣ yettwabḍan
Ifarisen iquran ur nettexsar ara (seksu, lɛejin, ibawen d yiwezzan iquran, zzit, sskeṛ, tibwaḍin, tiyni ara yeqqimen) zemren ad ttwaɣen s ttawil deg sin n wayyuren uqbel, ayen ara k-yesleḥḍen ad ten-txelṣeḍ s ssuma tameqqrant n wussan ineggura. Aksum yezmer ad yettwaɣ s waṭas syin ad yettwasemmeḍ ma tesɛiḍ amkan.
Tallalin d umɛiwen
Twaculin s tɣiwelt tamecṭuḥt zemrent ad awint, s yiseggasen d tɣiwanin, tallalin n tifrat neɣ tiḥzamin (colis) yettwabḍan deg wayyur. Imensiwen n Rahma d tdukkliwin n lxir kemmlent afecku-a. Ulac lḥecma ma testeqsaḍ ɣur tɣiwant-ik neɣ ɣur lmudiriya n tigawt tanmettit n lwilaya-k.
Tuccḍiwin ara k-yeskecmen deg ssuma deffir Lɛid Tamecṭuḥt
- Aseqdec n découvert n umiḍan-ik i uɣ n yal ass, ayen ara d-yawin agios d tugin n tukksa n yidrimen deg wayyur d-iteddun.
- Asdukkel n « ikridiyen imecṭuḥen » ɣur uḥanut neɣ ɣur twacult war ma taruḍ tabdart: deg taggara n wayyur, amḍan yesseɛǧab yal tikkelt.
- Azmul n ukridi n yibenkan n uxxam i ubenk aɣlay deg wadeg n tmudemt yemsefhamen d lḥaǧa.
- Tiririt i tsumar n « ardal n Remḍan » yettwazerrɛen deg yiẓeḍwan inmettiyen i yessutren ssumat uqbel yal asiweḍ.
- Attu belli Lɛid Tameqqrant ad d-taweḍ azal n sin n wayyuren deffir, yerna ad tesriḍ tikkelt nniḍen tadrimt tameqqrant.
Taɣawsa taneggarut-a d tagejdant: tuṭfa n snat n tmeɣriwin, syin tikwal tuɣalin n uɣerbaz, tḥettem ad txemmeḍ ɣef useggas akk. Amnir-nneɣ ɣef usefrek n ikerri n Lɛid yessemda asebter-a.
Ma yella wayyur yekfa s diri
Mi ara tɛeddi tadrimt n Remḍan di Lezzayer ayen yettwaḥesben, yerna amiḍan yella s découvert, taɣawsa tamezwarut d asefrek n tɣawsiwin uqbel ad txemmeḍ ɣef ardal amaynut. Aru tabdart n akk tirusiwin, ula d tid war tira, smizzwer-itent s uɛeǧǧel (lekra, trisiti d lgaz, akridi abankan), syin nadi lbanka uqbel axelleṣ amezwaru ur nettwaxelleṣ ara, mačči deffir. Asmizzwer n uxelleṣ s umsefhem yeshel ugar ma yella umsaɣ yusa-d s zik. Ma llan aṭas n yikridiyen yettwasdukklen, ibriden yettwaskanen deg usebter-nneɣ ɣef tarusi iweɛren zemren ad k-ɛiwnen ad tɛawdeḍ ad tbenduḍ aɣawas n tidet i wayyuren d-iteddun.
Isteqsiyen yettuɣalen
Yella ukridi n Remḍan deg tbankiwin n Lezzayer?
Ala, mačči i uɣ neɣ i ssumat n wayyur. Akridi n usečč yessefrak kan ayen yettwafarsen neɣ yettwasdukklen di Lezzayer, yettwaɣen ɣur umsenzi d amendad n lbanka. Yezmer ihi ad yelhu i uɣ n ufurnu, n usemmaḍ neɣ n congélateur uqbel Remḍan, maca mačči i uxelleṣ n učči, n llebsa n Lɛid neɣ n yinebgawen. I yiḥricen-a, tiḥrest d tifrat tazidant kan i yellan.
Acḥal ara ternuḍ i Remḍan?
Yeqqen ɣer tiddi n uxxam, ɣer temdint d lɛadat. Abrid iɣelsen ugar d tira n ssumat n wayyur amagnu, syin ad tḥesbeḍ amernu: učči n yal ass, inebgawen, llebsa d leḥlawat n Lɛid, zakat el-fitr. Ma tebḍiḍ amernu-a ɣef 11, ad tawiḍ azal ara tḥerseḍ yal ayyur akken ad tkecmeḍ Remḍan d-iteddun war ma terḍleḍ.
Amek ara teḥsbeḍ zakat el-fitr n twacult-ik?
Azal i yal amdan yettwasbedd yerna yettwaberreḥ yal aseggas sɣur lwizara n Ddin, qbel kan Remḍan neɣ deg-s. Aqerru n twacult ad t-isgut s umḍan n yimdanen yellan ɣef tɛebbuḍt-is, ula d igerdan. Ilaq ad tettwafk uqbel taẓallit n Lɛid Tamecṭuḥt. Ma theggiḍ azal-a deg tadrimt, ur t-tettakseḍ ara seg ssumat n wass aneggaru.
D acu ara xedmeɣ ma ur zmireɣ ara ad xelleṣeɣ ayyur-iw deffir Lɛid?
Nadi tasga-k uqbel ass n uxelleṣ, ssefhem tagnit, u steqsi ma yezmer ad yettwasmizzwer neɣ ad yettwabḍu uxelleṣ. Sers idrimen deg umiḍan ula ma d amur kan akken ad tesneqseḍ tugin. Ḥader ad terḍleḍ ɣur umdan ur tessineḍ ara akken ad terreḍ ardal amezwaru. Ma ttemlilent aṭas n tirusiwin, aru tabdart tummidt yerna smizzwer lekra, tazmert (trisiti, lgaz) d ukridi abankan.
Tisuddas n wereḍḍal ara testeqsiḍ
Al Baraka — Taksit Al BarakaTabanka tineslemt yettwasirgen sɣur Banque d'Algérie — Asmuddu s Mourabaha alamma d 1 000 000 DA ɣef 12 ar 60 n wayyuren, s tseṭṭfin n wayyur yerkden, yettwassnen si tazwara.BNA — Crédit ConfortTabanka tamenḍawt yettwasirgen sɣur Banque d'Algérie — Ardal n usemres n BNA i uɣal n tɣawsiwin yettwafarsen neɣ yettwasudsen di Lezzayer, yettuxelleṣ s tseṭṭfin n wayyur yerkden.CPA — C Plus ConsoTabanka tamenḍawt yettwasirgen sɣur Banque d'Algérie — Ardal n usemres n CPA i yixeddamen, i usewjed n uxxam s tɣawsiwin yettwaxedmen da di tmurt.BEA — Crédit consommationTabanka tamenḍawt yettwasirgen sɣur Banque d'Algérie — Banque Extérieure d'Algérie tettmuddu adrim i uɣal n tɣawsiwin n usemres s wardal yettuxelleṣ s leɛqel.Tabdart i usisen kan: Algerie-Credit.com ur yeqqin ɣer yiwet seg tsuddas-a, ur d-yettak ara areḍḍal. Senqed tiwtilin n tura ɣer tsuddest s timmad-is.