Areṭṭal i tmeṭṭut di Lezzayer: af asexelleṣ yemmezgen d waddad-im

Areṭṭal i tmeṭṭut di Lezzayer: ayen i d-teqqar s tidet tefrat

Tameṭṭut yewwḍen leɛmer n lqanun tezmer ad teldi amiḍan, ad tezmel lɛeqd n ukridi, ad tefk ḍḍmana war tasiregt n urgaz-is neɣ n baba-s. Lqanun n twacult yessaqeṛ i yal yiwen seg yimsizwaǧen ayla-s weḥd-s: ayen i d-tewret, ṣṣdaq neɣ idrimen i d-tesmenna weḥd-s qqimen n tmeṭṭut. Ayagi d ayen yesɛan azal mi ara tessuter lbanka ḍḍmana neɣ mi ara d-yini yiwen seg twacult ad yerṭel « s yisem n lalla ».

Tibankiwin n uwanek ur d-skanent ara tafelwit n ssuma yemxallafen gar tlawin d yirgazen. Tifaṛ yettwaxtaren llant ugar ɣer tama n tsuddsiwin n uwanek n tallelt i uxeddim d urmud, i d-yessufuɣen yal yiwet tiwtilin-is, ttbeddilent s wakud.

Iddaden yettuɣalen d yiberdan n usexelleṣ

Taxeddamt neɣ tamaxdamt n uwanek

Afaylu-ines yettwasnal am win n yal axeddam: lexlaṣ ṣafi, aqdim, ikridiyen yellan. I tuɣac n uxxam neɣ i tkeṛṛust, akridi n usečči ɣef lḥaǧa n da neɣ mourabaha d iberdan yettwassnen. I uxxam, tezmer ad terṭel weḥd-s neɣ d urgaz-is, ayen ara yernun lmedxul maca ad yesserwet daɣen sin yimzemlen.

Tameṭṭut n uxxam war lmedxul yettwasreḥen

War lexlaṣ neɣ tasnuṭrit, lbanka ur tezmir ara ad tesiḍen tazmert n tuɣalin. Tawwurt n unekcum d armud i d-yettawin idrimen, ula ma d amecṭuḥ, s tallelt n yiwen n ubrid n uwanek. Tagnit n tgersa, lḥelwat n zik, tacuḍḍa deg uxxam, aseftel n seksu s ufus neɣ azeṭṭa n yizarbiyen d isenfaren i nettaf aṭas deg wahilen-a.

Tadǧalt neɣ tamberrayt

Tadǧalt tezmer ad d-tesbeggen tasnuṭrit n tedǧelt i d-tettak CNR neɣ CNAS, d lmedxul ameẓlug i yettwaṭṭfen d llsas n usiḍen. Tamberrayt i yeṭṭfen arrac ad d-tefk aḥkam n lḥuṛ; nnefqa, mi ara tettwaxelleṣ s tidet, ur tettwaṭṭaf ara yal tikkelt d lmedxul ɣer lbanka, acku tezmer ad teḥbes.

Amikrukridi d tallalin: areṭṭal i tmeṭṭut ara yesnulfun armud-is

Tasuddest taɣelnawt n usefrek n umikrukridi (ANGEM) txelleṣ tuɣac n yiɣbula imenza d yibenkan imeẓẓyanen i usenker n urmud deg uxxam neɣ deg twerkect. Tettemmuqul daɣen wid i d-yettawin tallalt-is s usileɣ ɣef usefrek. Tifrat-is, ssumat-is d tiwtilin n leɛmer d tsuddest i ten-id-yessufuɣen; ilaq ad ttwasneqden ɣer tnezduɣt-is n lwilaya. Asebter-nneɣ ɣef umikrukridi di Lezzayer yesfeṣṣel tiseddarin.

Asnulfu n tmikrukebbanit

I usenfar ameqqran, ANADE (ANSEJ zik) tettemmuqul asnulfu n tmikrukebbaniyin s usexelleṣ i d-yesdukkulen tamuni tudmawant, areṭṭal n lbanka d uṛeṭṭal war lfayda n tsuddest. Tilawin kecment s yiwet n tiwtilin am yirgazen. Tiseddarin ttwaglemt deg umnir ɣef usnulfu n tkebbanit.

Addad n texeddamt n ufus

Ajerred deg Texxamt n tẓuri n ufus d yixeddimen n lwilaya ad yefk takarḍa n uxeddam n ufus i yessaḥaqen armud. Takarḍa-a tessefsus alday n umiḍan n uxeddim, tettarra afaylu n usexelleṣ n yibenkan d win yettwamnen, akken i d-yessegzay usebter areṭṭal i uxeddam n ufus.

Afaylu n uṛeṭṭal i tmeṭṭut di Lezzayer: ikaɣaḍen

Ikaɣaḍen n llsas d takarḍa n tmagit, tazmilt n tlalit, takarḍa n twacult d ukaɣeḍ n tezdeɣt. Ad d-rnun, s wakken yella waddad:

• i texeddamt: akaɣeḍ n uxeddim d tesmekta n lexlaṣ;
• i tmesnuṭrit neɣ i tedǧalt: akaɣeḍ n tsnuṭrit d yisemktan ineggura n usersi;
• i tmberrayt: tanɣelt n uḥkam d, ma tettwaṭṭef, abeggen n usersi n nnefqa;
• i tin yesɛan asenfar: idevis n yibenkan, akaɣeḍ n usileɣ neɣ n tmusni, takarḍa n uxeddam n ufus neɣ aregistr n ttjara.

Isem yellan ɣef yal akaɣeḍ ilaq ad yili yiwen. Tameṭṭut yeɣɣlen kra n yikaɣaḍen-is s yisem n urgaz-is, wiyaḍ s yisem-is n tullas, ilaq ad tezwir i usteqsi-a, s tmerna n tkarḍa n twacult i d-yesdukkulen sin yismawen.

Amedya i usfehem: tamacint n tgersa tamahnit

Amedya i usfehem s yiwḍanen imedwaren, ur yeqqin ara ɣer kra n tfelwit tunṣibt:

• Tamacint n tgersa tamehnit d surjeteuse: 150 000 DA.
• Asexelleṣ war lfayda ɣef 30 n wagguren: 150 000 ÷ 30 = 5 000 DA i waggur.
• Rrbeḥ ṣafi yettwarǧan: 10 n tqendyar n uxxam deg waggur s rrbeḥ n 1 500 DA i yal yiwet, d.i. 15 000 DA.
• Deffir lqesṭ, ad d-qqimen 10 000 DA i waggur i tmaɣrust.

Asekyed iwulmen d aɛiwed n usiḍen s uzgen n tnezzaɣ yettwarǧan: 5 n tqendyar ttawint-d 7 500 DA, ayen yeččuren mazal lqesṭ. Ma yella usenfar ur yeṣbir ara i tegnit-a, ilaq ad yettwasenqes yibenk neɣ ad tebduḍ s yibenkan yettwaseqdacen yakan.

Lxesṛat i nettettu

Ɣer tama n tmacint, armud n tgersa yettečč aṭṭan, lxiḍ, trisiti, tikwal daɣen ahanu. Deg wagguren imezwura, timaɣrusin ttxelliṣent aṭas n tikkal mi ara d-awint lḥaǧa: ilaq ihi ad tzewreḍ tuɣac n uṭṭan s yidrimen-im. Aheyyi n sin n wagguren n yiɣbula imenza uqbel ad tebduḍ ad k-yessenser seg uṛeṭṭal wis sin n berra n lbanka seg waggur wis tlata.

Tiseddarin n tsutert, seg usenfar ar usersi amezwaru

1. Aru lḥaǧa deg yiwet n tefyirt: ad taɣeḍ akuccin amahnay, takeṛṛust i wakken ad truḥeḍ ɣer uxeddim, ad txelṣeḍ tamuni n uxxam.
2. Siḍen s yidevis s wazemz n sin n yimeskaren yemxallafen.
3. Fren abrid: lbanka ma yella lmedxul d ameẓlug, tasuddest n uwanek ma yella usenfar ad d-yesnulfu armud, lxedmat tinmettiyin ma yella bab n uxeddim yettak-itent.
4. Sdukkel ikaɣaḍen, senqed ma yemṣadan yismawen d tansiwin.
5. Efk afaylu deg tnezduɣt n lbanka neɣ deg tnezduɣt n lwilaya, aru azemz d yisem n win i k-yemmuqlen.
6. Ɣer tafrat neɣ tagtint yettwarun, syin zmel kan mi ara tfehmeḍ aɣawas n tuɣalin d ḍḍmanat.

I tilemẓiyin yesɛan diplôme ddaw n 35 n yiseggasen, kra n tifrat n uwanek ttwaxedment i usenfar amezwaru; asebter areṭṭal i ilemẓi azzayri yesmekta-d iberdan yeldin i tlawin d yirgazen. Anida yella ubrid, areṭṭal i tmeṭṭut di Lezzayer yettwagzam ɣef tezmert n usenfar ugar n waddad n tmerṭalt.

Ḥrez lmeṣlaḥa-m uqbel ad tezmleḍ

1. Ur ttarṭal ara i wayeḍ: tamzemlt teqqim d nettat kan i yettwaḍelben ma yella win « ilaqen ad yexelleṣ » yeḥbes.
2. Xemmem uqbel ad tiliḍ d ṭṭmen n ukridi n urgaz-im neɣ n gma-m: ṭṭmen yezmer ad yettwaḍfer ɣef ayla-s.
3. Ḥrez takarḍa-m n lbanka d yinglalen-is: ula d yiwen, ula seg twacult, ur ilaq ad yesferk amiḍan anda yettɛeddi lexlaṣ.
4. Suter tanɣelt n yal lɛeqd i tezmleḍ d tfelwit n tuɣalin.

Areṭṭal s sin d urgaz

Deg sin yimsizwaǧen, areṭṭal i tmeṭṭut yezmer daɣen ad yili d areṭṭal s sin. Areṭṭal s sin ad yerna ssuma i yezmren ad tettwawi, maca yal yiwen yettwaḥseb ɣef ṭṭlaba s lekmal. Ma yella lferq, lbanka ad tkemmel ad tessuter lqesṭ i sin. Yif ihi ad ttwarun, zdat n unuṭir ma yella wexxam yettwaɣen, amur n yal yiwen deg tmuni d lḥaǧa.

Isteqsiyen yettuɣalen