Acuɣer tamdint tesεa azal deg usenfar n wereḍḍal
Ilugan i d-yessbadu Lbanka n Lezzayer ddun deg tmurt akk, u tibdarin n yifarisen d tiɣelnawin deg uẓar. Maca deg twkalt i d-yettwaheggay ufaylu-k, i deg yettwameslay yerna i deg aṭas n tikkal i yettwaqbal deg tazwara. Aṭas n tiwkalin, tilin n yimeɣẓanen d tannumi n uxeddim ɣef kra n yisenfaren mgaradent seg tmdint ɣer tayeḍ. Ma tzedɣeḍ deg tmdint tameqqrant neɣ deg twilayt n daxel, ayagi yezmer ad ibeddel akud d wamek ara teskeḍ tasuturt-ik.
Amkan n usenfar yesεa ula d netta azal-is. Taɣuri n uxxam tesra ad yettwaktal sɣur tbanka, ad yili lekwaɣeḍ n tmilkit s lqanun, u tikwal ad tɛeddiḍ ɣef yiẓewwan idiganen n lkadastr neɣ n usɣiwes n temdint. Asenfar n tfellaḥt, n uxeddam n ufus neɣ n tnezzut ad yettwamuqel s tdamsa n tmnaḍt. Isebtar-nneɣ n temdinin ssemlilen-d akk tiɣawsiwin-a akken ad k-ɛawnen ad theggiḍ afaylu yemṣadan d tmnaḍt-ik.
Imniren-nneɣ n wereḍḍal, tamdint s tmdint
Akridi di Lezzayer tamaneɣt: axxam, takerrust, aɣawasI akridi di Lezzayer tamaneɣt, lfayda d tafrant: meṛṛa lbankat tizuyaz, tusligin d tid n berra sɛant da tanezduɣt-nsent tagejdant d uẓeṭṭa ameqqran n tesnafin. Uguren…Akridi di Ɛennaba: leṣnaɛa, lmersa, axxam d yiḥeṛfiyenAkridi di Ɛennaba yettwabna ɣef tdamsa tazribt: uzzal n El Hadjar, ameslay (engrais), lmersa n yiɣeṛman, azaɣar n tfellaḥt d teftist n turizm. Ilugan d wid n yal lbanka,…Akridi deg Batna: axxam, tafellaḥt d PME deg WawrasAkken ad tawiḍ akridi deg Batna, ilaq di tazwara ad tqqneḍ asuter-ik ɣer yiwen n ufaris aɣelnaw yettwassnen: akridi n wexxam, asellef n tfellaḥt, akridi n yibenkan neɣ…Akridi deg Béchar: tibankiyin, axxam d yisenfaṛen n SaouraAkridi deg Béchar yettwawi-d sɣur yiwet n tbankiyin d yiwet n yilugan iɣelnawen am deg ugafa n tmurt, maca isenfaṛen dinna sɛan tulmisin-nsen: lebni yemṣadan d uẓɣal,…Akridi deg Bgayet (Béjaïa): axxam, PME, asenfel n tečč, lmersaAkridi deg Bgayet yettwamsefham deg tiwkalin n tbankiyin tiɣelnawin, tizuyaz d tusligin, s tiwtilin n yixxamen-nsent igejdanen. Ayen yesɛan azal d amṣada gar ufaris d…Akridi deg Biskra: tizeqqa n plastik, tizdayin, axxam, tanezzutDeg twilayt n Biskra, tuget n yisuturen n usellef n uxeddim rzan tafellaḥt: timazirin n Deglet Nour, tibḥirin seddaw plastik, asswi. Akridi deg Biskra yettwaheggi ihi s…Akridi deg Blida: axxam, ččina d PME n MitidjaAkridi deg Blida yerza s waṭas axxam — tamawt n Lezzayer tettawi-d aṭas n twaculin — maca daɣen tafellaḥt n Mitidja d PME n tmnaḍin tinduṣriyin. Tibankiyin ttḍebbiqent…Akridi deg Chlef: lebni, tafellaḥt d usegrew deg CheliffAsuter n ukridi deg Chlef, s waṭas d asellef n lebni deg twilayt i yettwacerḍen s uɣilif n zzelzla, n tfellaḥt deg uzaɣar n Cheliff neɣ n urmud n tnezzut gar Lezzayer d…Akridi deg Qsenṭina: axxam, takeṛṛust, PME d lantritAkridi deg Qsenṭina yettili ugar i yisuturen n wexxam, deg temdint tamaynut Ali Mendjeli am deg yiɣerman iqburen, i tikli d unerni n yicabinen, n tḥuna d PME n tmaneɣt…Akridi di Ǧelfa: lmal, axxam, asiweḍ d tbankiwinAd tawiḍ akridi di Ǧelfa yebda s tewwurt yelhan: BADR i lmal d tfellaḥt, CNEP-Banque neɣ tibankiwin tiẓayezin nniḍen i uxxam, iɣawasen n tallalt i yixeddimen imecṭuḥen.…Akridi di Lwad: tafellaḥt n Suf, tanezzut d uxxamAkridi di Lwad yettuseqdac s waṭas akken ad yettwaǧhez yiger n lbaṭaṭa neɣ n tezdayin, ad tnerni tnezzut neɣ ad yettwabnu uxxam. BADR tettɛawan tafellaḥt s tissit, ma d…Akridi di Ɣerdaya: tanezzut, lebni d tfellaḥtAkridi di Ɣerdaya yettqeddic s umata i usfeǧǧ n sselɛa yettwaḥerzen (stock), n twaṛcat, n tebḥirt n tezdayin neɣ n usimɣur n uxxam n twacult. Ifarisen d yiwen am deg…Akridi di Larbaa: tafellaḥt, takeṛṛust d uxxamAkridi di Larbaa yerra ugar ɣef ukuẓ n yisuran: asfeǧǧ n tfellaḥt n Mitidja, tiɣin n tkeṛṛust i lxedma di Lezzayer, lebni neɣ asimɣur n uxxam n twacult, d useɣwen n…Akridi di Mostaganem: axxam, tfellaḥt d teftist n yillMa tebɣiḍ akridi di Mostaganem, ilaq ad tferneḍ gar kra n twacult timeqqranin n usdeddi: axxam, takeṛṛust, tafellaḥt, armud amecṭuḥ neɣ tifrat n lbanka tislamit.…Akridi di Wehran: tibankiwin, axxam, takeṛṛust d tsudawtMa tessutreḍ akridi di Wehran, ad tkecmeḍ ɣer tẓeṛṛa n tbankiwin tazuranit n umalu n Lezzayer: akk tibankiwin tizayezin, tuget n tbankiwin tusligin d tsudwin tislamiyin…Akridi di Ouargla: tiniwin, lpiṭrul d wexxamAkridi di Ouargla yettwabna ɣef kraḍ n tilawin: tafellaḥt n tewwaḥin d usedder n yiger n Ṣṣeḥra, tadamsa n lpiṭrul d lgaz ɣef tama n Hassi Messaoud, d tegnawt i…Akridi di Sṭif: tanezzut, tifabrikin, irden d wexxamAkridi di Sṭif yerra s waṭas ɣef tuttriwin n yimsenfaren: tawilayt d yiwen seg yibermilen imeqqranen n tnezzut di tmurt, s ssuq ameqqran n El Eulma, temnaḍin n tfabrikin…Akridi di Sidi Bel-Abbès: imetqaɛden, tafellaḥt, axxamI ukridi di Sidi Bel-Abbès, ayen yesɛan azal yettili ɣef kraḍ n yiḥricen: axxam, s yiɣawasen izayezen d lebni s yiman-ik, tafellaḥt n yirden d lmal n twilayt, d tsudawt…Akridi di Skikda: pétrochimie, iselman, axxam d PMEAkridi di Skikda yessken-d tadamsa s snat n tmiwin: seg yiwet n tama, tamnaḍt n tfabrikin d pétrochimie, raffinerie d tmarsa, i yettaken axeddim i waṭas n yixeddamen d…Akridi di Tiaret: lmal, irden, lebni d tkeṛṛustAkridi di Tiaret yerza uqbel ddunit n tfellaḥt: tawilayt d amḍiq ameqqran n yirden d tmurt n lmal n wulli d yiysan yettwassnen. Ixeddamen n uwanek, iselmaden d…Akridi deg Tizi Wezzu: axxam, tiẓuran d tmuɣli n yinigiwenAkridi deg Tizi Wezzu yettɛeddi s tbankiyin d yifarisen n uɣlan am wadeg-nniḍen, maca isenfaṛen n Leqbayel sɛan tilawin-nsen: axxam yettwabnan s tfelwiyin ɣef wakal n…Akridi deg Tlemsan: anwa asellef ɣef wacu i tesɛiḍ d amaynutAkridi deg Tlemsan yettwafren di tazwara ɣef wacu i tella twaḍit-ik: axeddam n tedbelt deg temdint, amsewweq deg Mɣenya, afellaḥ n yiluɣmen, amahil n uṣeyyed deg Ɣazawat… Tiwkalin, ihilen n tmnaḍt d tdamsa tadigant
Mačči akk tibankiwin i yellan s yiwet n tarrayt deg yal tawilayt. Tibankiwin tizayezt am BNA, CPA, BADR neɣ CNEP-Banque sεant s umata aẓeḍḍa wessiεen n tiwkalin, ma d tibankiwin tusligin ttbanent ugar deg temdinin timeqqranin. Deg temdinin timecṭaḥ, afran yezmer ad yili ɣef kra n tiwkalin kan: dɣa yelha ad tesserwseḍ ula d tisuddas n twilayt i k-d-yezzin akken ad tesεuḍ ugar n tifrat.
Kra n tmnaḍin sεant ihilen n tmurt i nutenti, am Unẓul, Idurar Ɛlayen, tafellaḥt neɣ axxam. Tiwtilin-nsen ttbeddilent s yiḍrisen n lqanun yellan: steqsi ɣer tnemhalt n twilayt, ɣer tsuddas n ufus n lxedma d usenfar neɣ ɣer twkalt n tbanka-k. Tadamsa tadigant, ama d tin n lmersa, n tfabrikin, n tfellaḥt neɣ n tnezzut, tettbeddil ula d nettat anawen n yireḍḍalen yettwasutren aṭas.
Heggi afaylu-k deg tmnaḍt-ik
Akken tebɣu tili tmdint, llsas n ufaylu d yiwen: takarḍa n tmagit, lekwaɣeḍ n lexlaṣ, ibeddilen n umiḍan, lekwaɣeḍ n uzedduɣ d yisemliyen n usenfar. Ayen ibeddlen d imdanen idiganen ara temlileḍ: anuṭir, aktal n wakal, amsenz yettwaqbal, texxamt n tnezzut neɣ n yixeddamen n ufus. Ma tekcmeḍ ɣer twkalt s ufaylu ummid d usenfar s yiwḍanen, d abrid igerrzen akken ad tawiḍ tiririt s zzerb, s tmental-is.
Ur ttaggad ara ad tessutreḍ tisumar deg waṭas n tiwkalin, ula deg tbankiwin yemgaraden, sakin serwes-itent mi ttwarunt. Tiwtilin i d-yeffɣen deg usmel n tmurt akk zemrent ad ttwasefhment deg tmnaḍt, ladɣa ɣef ḍḍmanat d wakud. Imniren-nneɣ n temdinin ur ttbeddilen ara awal n ubankiyi: ad k-ɛawnen kan ad tesseqsiḍ isteqsiyen ilaqen, ad tissineḍ tikli i yellan deg twilayt-ik uqbel ad truḥeḍ ɣer twkalt.
Isteqsiyen yettuɣalen
Lfayda n wereḍḍal tettbeddil seg tmdint ɣer tayeḍ?
S umata, yal tabanka tessbadu tibdarin-is deg uswir n tmurt akk, maca tasleḍt n ufaylu, ḍḍmanat i d-ttsuturen d wakud zemren ad mgaradent seg twkalt ɣer tayeḍ. Ihi yelha ad tesserwseḍ aṭas n tsuddas deg tmnaḍt-ik, ad tessutreḍ tasumert yettwarun i d-yemmalen asqam ummid n wereḍḍal.
Zemreɣ ad ssekcmeɣ tasuturt-iw deg twilayt nniḍen?
Aṭas n tikkal, ih, ladɣa ma yella txeddmeḍ dinna neɣ axxam ara tesɣeḍ yella dinna, maca yal tabanka s tannumi-is. Abrid fessusen d twkalt anda yella umiḍan-ik neɣ tin iqerben ɣer usenfar. Steqsi srid ɣer tsuddest uqbel ad theggiḍ afaylu-k, akken ur tettruḥuḍ ara alamma dinna ilmend kan.
Llant tallalin i kra n tmnaḍin kan?
Ih, kra n yihilen n tmurt zemren ad muqlen ɣer kra n tmnaḍin, am Unẓul neɣ Idurar Ɛlayen, neɣ ɣer kra n yiḥricen am tfellaḥt d uxxam. Tiwtilin-nsen ttbeddilent s yiḍrisen yellan. Steqsi iẓewwan n twilayt, tisuddas n tmurt i yeɛnan d tbanka-k akken ad tissineḍ ihilen yeldin tura.
Tisuddas n wereḍḍal ara testeqsiḍ
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